Relieving Pressure Delivers Investment Opportunity

When a Scottish coach operator faced financial pressure following exceptional events, other lenders stepped back. But Stance saw the bigger picture.

Strong management information and bank statements demonstrated affordability, enabling us to deliver a £392k refinance hire purchase facility over 60 months, secured across eight coaches via a statutory pledge.

The impact was immediate — consolidating agreements, reducing monthly outgoings by £10k, and releasing equity to support future plans, including a land purchase.

A deal previously declined by UTB, restructured and delivered by Stance — putting the business firmly back in control.